Lacie Zachary
Loan Officer
NMLS #2474741
Hi there! I’m Lacie. I am a wife, mom of four, and a mortgage professional who genuinely loves what I do. With more than 20 years of experience, I’ve learned that the strongest home financing decisions come from clear, straightforward information. That’s why educating my clients is at the heart of my work.
Buying or refinancing a home is a big financial step, and you deserve guidance you can trust. My approach is simple: be transparent, be honest, and always put my clients’ best interests first. I focus on making the process feel less overwhelming and more empowering, giving you the knowledge and confidence to choose the loan that fits your goals.
The relationships I build mean everything to me. I’m here for more than a single transaction—I’m here to be your long-term resource, your guide, and someone you can always count on as your needs evolve.
If you ever have a question or need a second opinion, I’m only a call or message away.
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Explore 10 practical ways to use home equity wisely, plus key risks and tips to decide what may fit your goals.
Comparing Closing Costs Across the Country
Sep 30, 2026
Closing costs vary widely by state. Learn what drives mortgage closing costs, where buyers pay more, and how to budget ahead.
Should First-Time Buyers Consider a Lease Option?
Sep 23, 2026
Learn how a lease option works, key pros and risks, and when it may help first-time buyers move toward homeownership.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.