About John

I have extensive experience in a variety of mortgage programs designed to assist first time home buyers, repeat home buyers, vacation and investment property purchases and construction financing for those wishing to design their own custom home. With over 25 years in mortgage originations, I've seen practically everything.

I learned early on, that each homeowner is unique, and the key to assisting is being able to listen. Listening to clients’ goals, needs and plans is essential to tailoring financing options to fit their particular situation. Give me a call if you'd like to discuss financing options for yourself, a friend or family member, or your clients.

John Kimbrough, NMLS # 374198, PH #(559) 917-4180

 

Learn More
Smart Buyers Are Winning in Today's Market

Smart Buyers Are Winning in Today's Market

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First-time buyers can still find many opportunities today by focusing on affordable markets, inventory, and payment fit.

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In a Recession Do Mortgage Rates Rise or Fall?

Sep 09, 2026

Learn how a recession impacts mortgage rates and make informed decisions for your home financing during economic downturns.

From Renter to Homeowner: Mastering the Lease Transition

From Renter to Homeowner: Mastering the Lease Transition

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Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.

Contact John
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700 W Center Ave
Visalia, CA 93291

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage