John Kimbrough Jr
Loan Officer/Construction Loan Specialist
NMLS #374198
I have extensive experience in a variety of mortgage programs designed to assist first time home buyers, repeat home buyers, vacation and investment property purchases and construction financing for those wishing to design their own custom home. With over 25 years in mortgage originations, I've seen practically everything.
I learned early on, that each homeowner is unique, and the key to assisting is being able to listen. Listening to clients’ goals, needs and plans is essential to tailoring financing options to fit their particular situation. Give me a call if you'd like to discuss financing options for yourself, a friend or family member, or your clients.
John Kimbrough, NMLS # 374198, PH #(559) 917-4180
Ready to Buy a Home but worried about a Down Payment?
Aug 05, 2026
Learn how much down payment you may need, the tradeoffs of putting more down, and how to choose an amount that fits your budget and goals.
Navigating USDA and FHA Loan Differences
Jul 29, 2026
Compare USDA vs FHA loans, including down payment, credit, location, income limits, and fees, to find the right fit for your homebuying goals.
4 Specialized Home Inspections Buyers Should Consider
Jul 22, 2026
Learn which specialized home inspections may help uncover hidden issues before closing, from radon and mold to pest and foundation concerns.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
