John Kimbrough Jr
Loan Officer/Construction Loan Specialist
NMLS #374198
I have extensive experience in a variety of mortgage programs designed to assist first time home buyers, repeat home buyers, vacation and investment property purchases and construction financing for those wishing to design their own custom home. With over 25 years in mortgage originations, I've seen practically everything.
I learned early on, that each homeowner is unique, and the key to assisting is being able to listen. Listening to clients’ goals, needs and plans is essential to tailoring financing options to fit their particular situation. Give me a call if you'd like to discuss financing options for yourself, a friend or family member, or your clients.
John Kimbrough, NMLS # 374198, PH #(559) 917-4180
Understanding Jumbo Loans: When Do they Make Sense?
Jun 17, 2026
Discover how jumbo loans can be a smart choice for financing your dream home. Learn when these larger loans are the right fit for your financial needs.
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
How the Federal Reserve Impacts Mortgage Rates
Jun 03, 2026
Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.
Thank You!
Your request has been submitted.
Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
