John Kimbrough Jr
Loan Officer/Construction Loan Specialist
NMLS #374198
I have extensive experience in a variety of mortgage programs designed to assist first time home buyers, repeat home buyers, vacation and investment property purchases and construction financing for those wishing to design their own custom home. With over 25 years in mortgage originations, I've seen practically everything.
I learned early on, that each homeowner is unique, and the key to assisting is being able to listen. Listening to clients’ goals, needs and plans is essential to tailoring financing options to fit their particular situation. Give me a call if you'd like to discuss financing options for yourself, a friend or family member, or your clients.
John Kimbrough, NMLS # 374198, PH #(559) 917-4180
VA Non-Allowable Fees: What Veterans Should Know
Oct 28, 2026
Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.
How Much Down Payment Do You Really Need?
Oct 21, 2026
Learn how much or how little of a down payment you need to buy a home and what loan options you should consider to reach your goal.
New FHFA Loan Limits for 2027
Oct 14, 2026
Explore the new FHFA loan limits for 2027 and see how they benefit home buyers, home sellers and financing options this year.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
